Title: JPM BetaBuilders US Treasury Bond 0-3 Months UCITS ETF - USD (acc) URL Source: https://api.fundinfo.com/document/ae9798ec220e280c9510ab46b9f5b4fc_150993/PRP_IE_en_IE00BMD8KM66_YES_2026-04-28.pdf?apiKey=b9934aa2-1a83-4286-b11b-c8415da9e581 Published Time: Wed, 29 Apr 2026 07:45:44 GMT Number of Pages: 3 Markdown Content: Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. # Product JPM BetaBuilders US Treasury Bond 0-3 Months UCITS ETF - USD (acc) IE00BMD8KM66 a share class of JPMorgan ETFs (Ireland) ICAV – BetaBuilders US Treasury Bond 0-3 Months UCITS ETF a sub-fund of JPMorgan ETFs (Ireland) ICAV For more information on this product, please refer to www.jpmorganassetmanagement.lu or call +(352) 3410 3060 The Commission de Surveillance du Secteur Financier (CSSF) is responsible for supervising the manufacturer, JPMorgan Asset Management (Europe) S.à.r.l., (a member of JPMorgan Chase & Co.) in relation to this Key Information Document The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland ("CBI"). THIS DOCUMENT WAS PRODUCED ON 28 APRIL 2026 # What is this product? ## Type This product is a UCITS exchange traded fund or "UCITS ETF". It is a sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish collective asset- management vehicle constituted as an umbrella fund with segregated liability between its sub-funds and authorised by the CBI pursuant to the European Communities (Undertakings for Collective Investment in Transferable Securities) Regulations 2011 (as amended). ## Objectives, Process and Policies Objective The Sub-Fund seeks to provide an exposure to the performance of US Dollar-denominated fixed rate government bonds issued by the US Treasury with a remaining maturity of less than or equal to three months. Share Class Index ICE 0-3 Month US Treasury Notes & Bills Index Investment Policy The Sub-Fund pursues a passively managed (index- tracking) strategy. The Sub-Fund aims to track the performance of the Index, as closely as possible, regardless of whether the Index level rises or falls, while seeking to minimise as far as possible the tracking error between the Sub-Fund's performance and that of the Index. The Index consists of US Dollar-denominated fixed rate government bonds that have been issued by the US Treasury with a remaining maturity of less than or equal to three months. The Index is market capitalisation weighted and rebalances on a monthly basis, as referred to under "Index Tracking Risk" in the Prospectus. Further details on the Index, including its components and performance, are available at https://indices.theice.com. The Sub-Fund is not a money market fund and is not subject to the special regulatory requirements (including maturity and credit quality constraints) designed to enable money market funds to maintain a stable share price. The Sub-Fund uses the optimisation methodology to select Index Securities in order to build a representative portfolio that provides a return that is comparable to that of the Index. Consequently, the Sub- Fund will only hold a certain sub-set of the Index Securities. The Sub-Fund may, for efficient portfolio management purposes, use financial derivative instruments. USD is the base currency of the Sub-Fund. It is currently anticipated that the tracking error of the Sub-Fund will be up to 100 bps under normal market conditions. The causes of tracking error can include but are not limited to the following: holdings/size of the Sub-Fund, cash flows, such as any delays in investing subscription proceeds into the Sub-Fund or realising investments to meet redemptions, fees and the frequency of rebalancing against the Index. The Sub-Fund will publicly disclose its complete holdings on a daily basis. Details of the Sub-Fund's holdings and full disclosure policy may be found on www.jpmorganassetmanagement.lu. Redemption and Dealing Shares of the Sub-Fund are traded on one or more stock exchanges. Certain market makers and brokers may subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) ICAV, and are referred to as "Authorised Participants". Other investors who are not Authorised Participants can purchase and sell Shares daily on a recognised stock exchange or over-the-counter. Distribution Policy This Share Class does not pay dividends. Earned income is retained in the Net Asset Value. SFDR Classification Article 6 ## Intended retail investor This product is intended for investors who plan to stay invested for at least 5 years. > Q Investors should understand the risks involved, including the risk of losing all capital invested and must evaluate the Sub-Fund objective and risks in terms of whether they are consistent with their own investment goals and risk tolerances. The Sub-Fund is not intended as a complete investment plan. > Q Typical investors in the Sub-Fund are expected to be investors who want to take exposure to the market covered by the Index and are prepared to accept the risks associated with an investment of this type, including the volatility of such market. Term This product does not have a fixed maturity date and may be liquidated in certain circumstances, as further detailed in the Prospectus. ## Practical information Depositary The fund depositary is Brown Brothers Harriman Trustee Services (Ireland) Limited. Legal Information JPMorgan Asset Management (Europe) S.à r.l. may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus. The Sub-Fund is sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish collective asset-management vehicle with segregated liability between sub-funds. JPMorgan ETFs (Ireland) ICAV consists of separate sub-funds, each of which issues one or more Share Classes. This document is prepared for a specific Share Class. The Prospectus and annual and semi- annual financial reports are prepared for JPMorgan ETFs (Ireland) ICAV. Switching Switching of Shares from one Sub-Fund into Shares in another Sub-Fund is not permitted. Switching of Shares from one Share Class into another Share Class within the same Sub-Fund is also not permitted to investors trading on stock exchanges but may be available to the Authorised Participants. Further information can be found in the Prospectus. Page 1/3 > All data is sourced by J.P. Morgan Asset Management and is correct as at the date of this commentary unless otherwise stated. JPM BetaBuilders US Treasury Bond 0-3 Months UCITS ETF - USD (acc) (IE00BMD8KM66) # What are the risks and what could I get in return? ## Risks Lower risk Higher risk 1 2 3 4 5 6 7 The risk indicator assumes you keep the product for 5 year(s). The summary risk indicator is a guide to the level of risk of this product compared to other products. It shows how likely it is that the product will lose money because of movements in the markets or because we are not able to pay you. We have classified this product as 1 out of 7, which is the lowest risk class. This rates the potential losses from future performance at a very low level, and poor market conditions are very unlikely to impact our capacity to pay you. The risk of the product may be significantly higher if held for less than the recommended holding period. This product does not include any protection from future market performance so you could lose some or all of your investment. If we are not able to pay you what is owed, you could lose your entire investment. Beside the risks included in the risk indicator, other risks materially relevant for the product may affect its performance. Please refer to the relevant supplement, available free of charge at www.jpmorganassetmanagement.lu. ## Performance scenarios The figures shown include all the costs of the product itself, but may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable : this type of scenario occurred for an investment between 2025 and 2026. Moderate : this type of scenario occurred for an investment between 2018 and 2023. Favourable : this type of scenario occurred for an investment between 2021 and 2026. Recommended holding period 5 years Example Investment $ 10,000 Scenarios if you exit after 1 year if you exit after 5 years (recommended holding period) Minimum return There is no minimum guaranteed return. You could lose some or all of your investment. Stress What you might get back after costs Average return each year $ 9,940 -0.6% $ 9,920 -0.2% Unfavourable What you might get back after costs Average return each year $ 10,000 0.0% $ 10,400 0.8% Moderate What you might get back after costs Average return each year $ 10,160 1.6% $ 10,820 1.6% Favourable What you might get back after costs Average return each year $ 10,540 5.4% $ 11,790 3.4% # What happens if JPMorgan Asset Management (Europe) S.à.r.l. is unable to pay out? JPMorgan Asset Management (Europe) S.à r.l. is responsible for administration and management of the Sub-Fund and does not hold assets of the Sub-Fund (assets that can be held by a depositary are, in line with applicable regulations, held with a depositary in its custody network). JPMorgan Asset Management (Europe) S.à r.l., as the manufacturer of this product has no obligation to pay out since the product design does not contemplate any such payment being made. However, investors may suffer loss if the Sub-Fund or the depositary is unable to pay out. There is no compensation or guarantee scheme in place which may offset, all or any of, your loss. # What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. # Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, how long you hold the product. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. We have assumed: > Q in the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the product performs as shown in the moderate scenario > Q $ 10,000 is invested. Page 2/3 | Key Information Document | 28 April 2026 JPM BetaBuilders US Treasury Bond 0-3 Months UCITS ETF - USD (acc) (IE00BMD8KM66) Example Investment $ 10,000 if you exit after 1 year if you exit after 5 years (recommended holding period) Total Costs $ 11 $ 59 Annual cost impact* 0.1% 0.1% (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 1.7% before costs and 1.6% after costs. # Composition of costs One-off costs upon entry or exit Annual cost impact if you exit after 1 year Entry costs 0.00% , we do not charge an entry fee. 0 USD Exit costs 0.00% , we do not charge an exit fee for this product, but the person selling you the product may do so. 0 USD Ongoing costs taken each year Management fees and other administrative or operating costs 0.07% of the value of your investment per year. This is an estimate based on actual costs over the last year. 7 USD Transaction costs 0.04% of the value of your investment per year. This is an estimate of the costs incurred when we buy and sell the underlying investments for the product. The actual amount will vary depending on how much we buy and sell. 4 USD Incidental costs taken under specific conditions Performance fees There is no performance fee for this product. 0 USD # How long should I hold it and can I take money out early? Recommended holding period: 5 year(s) This product is designed for longer term investments due to the potential volatility of its performance; you should be prepared to stay invested for at least 5 years. You can redeem your investment without penalty at any time during this period however your return may be negatively impacted by the volatility of its performance. Redemptions are possible on every Dealing Day, with proceeds settled within 2 business days. # How can I complain? If you have a complaint about the Sub-Fund, you can contact us by calling +(352) 3410 3060 or by writing to fundinfo@jpmorgan.com or JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L- 2633 Senningerberg, Grand Duchy of Luxembourg You can find more details about how to complain and the Management Company's complaint handling policy in the Contact Us section of the website at: www.jpmorganassetmanagement.com. If you have a complaint about the person who advised you about this product, or who sold it to you, they will tell you where to complain. # Other relevant information Further information Further information on the Sub-Fund, including its sustainable characteristics, may be found in the Prospectus, relevant supplement and on www.jpmorganassetmanagement.lu. A copy of the Prospectus, relevant supplement and the latest annual and semi- annual financial report in English and certain other languages and the latest Net Asset Value are available free of charge upon request from www.jpmorganassetmanagement.lu, by email from fundinfo@jpmorgan.com, or by writing to JPMorgan Asset Management (Europe) S.à r.l, 6 route de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg. Portfolio disclosure policy of JPMorgan ETFs (Ireland) ICAV can be obtained at www. jpmorganassetmanagement.lu. The latest prices of shares can be obtained from your broker. Remuneration Policy The Management Company's Remuneration Policy can be found on http://www.jpmorganassetmanagement.lu/ emea-remuneration-policy. This policy includes details of how remuneration and benefits are calculated, including responsibilities and composition of the committee which oversees and controls the policy. A copy of this policy can be requested free of charge from the Management Company. Tax The Sub-Fund is subject to Irish tax regulations. This may have an impact on an investor's personal tax position. Privacy Policy You should note that, if you contact J.P. Morgan Asset Management by telephone, those lines may be recorded and monitored for legal, security and training purposes. You should also take note that information and data from communications with you may be processed by J. P. Morgan Asset Management, acting as a data controller, in accordance with applicable data protection laws. Further information about processing activities of J.P. Morgan Asset Management can be found in the EMEA Privacy Policy, which is available at www.jpmorgan.com/emea-privacy-policy. Additional copies of the EMEA Privacy Policy are available on request. Cost, performance and risk The cost, performance and risk calculations included in this key information document follow the methodology prescribed by EU rules. Note that the performance scenarios calculated above are derived exclusively from the past performance of the product or a relevant proxy and that past performance is not a guide to future returns. Therefore, your investment may be at risk and you may not get back the returns illustrated. Investors should not base their investment decisions solely upon the scenarios shown. Performance scenarios You can find previous performance scenarios updated on a monthly basis at https://am.jpmorgan.com/lu/en/ asset-management/priips/products/IE00BMD8KM66 . Past performance You can find the past performance over the last 3 years on our website at https://am.jpmorgan.com/lu/en/asset- management/priips/products/IE00BMD8KM66 . For an explanation of some of the terms used in this document, please visit the glossary on our website at www. jpmorganassetmanagement.lu. Page 3/3 | Key Information Document | 28 April 2026